Call reports 2015
AMERICAN SAVINGS BANK, NATIONAL ASSOCIATION — 2015
What AMERICAN SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 5,724,877,000 | 5,777,098,000 | 5,855,497,000 | 6,014,755,000 |
| Total loans | 4,457,405,000 | 4,462,850,000 | 4,541,288,000 | 4,620,558,000 |
| Allowance for loan losses | 45,795,000 | 46,365,000 | 48,274,000 | 50,038,000 |
| Securities available for sale | 590,648,000 | 693,520,000 | 785,837,000 | 820,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,790,469,000 | 4,850,407,000 | 4,865,805,000 | 5,068,136,000 |
| Interest-bearing deposits | 3,331,243,000 | 3,347,549,000 | 3,403,111,000 | 3,504,880,000 |
| Noninterest-bearing deposits | 1,459,226,000 | 1,502,858,000 | 1,462,694,000 | 1,563,256,000 |
| Equity capital | 543,606,000 | 546,655,000 | 557,397,000 | 559,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 49,066,000 | 99,253,000 | 150,822,000 | 203,142,000 |
| Interest expense | 2,726,000 | 5,479,000 | 8,349,000 | 11,326,000 |
| Net interest income | 46,340,000 | 93,774,000 | 142,473,000 | 191,816,000 |
| Noninterest income | 15,300,000 | 30,886,000 | 48,409,000 | 64,603,000 |
| Noninterest expense | 40,395,000 | 81,864,000 | 124,287,000 | 166,332,000 |
| Provision for loan losses | 614,000 | 2,439,000 | 5,436,000 | 6,275,000 |
| Pretax income | 20,631,000 | 40,357,000 | 61,159,000 | 83,812,000 |
| Income tax | 7,156,000 | 14,031,000 | 21,382,000 | 29,082,000 |
| Net income | 13,475,000 | 26,326,000 | 39,777,000 | 54,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 497,912,000 | 504,268,000 | 510,783,000 | 518,752,000 |
| Total capital | 544,917,000 | 552,323,000 | 561,147,000 | 570,530,000 |
| Risk-weighted assets | 4,123,464,000 | 4,104,038,000 | 4,184,615,000 | 4,299,042,000 |