Call reports 2014
AMERICAN SAVINGS BANK, NATIONAL ASSOCIATION — 2014
What AMERICAN SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 5,371,483,000 | 5,418,127,000 | 5,442,336,000 | 5,565,241,000 |
| Total loans | 4,192,981,000 | 4,288,640,000 | 4,338,134,000 | 4,443,174,000 |
| Allowance for loan losses | 40,923,000 | 42,372,000 | 43,461,000 | 45,618,000 |
| Securities available for sale | 517,534,000 | 549,321,000 | 531,603,000 | 550,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,517,061,000 | 4,565,094,000 | 4,570,083,000 | 4,661,775,000 |
| Interest-bearing deposits | 3,193,032,000 | 3,223,102,000 | 3,235,071,000 | 3,280,620,000 |
| Noninterest-bearing deposits | 1,324,029,000 | 1,341,992,000 | 1,335,012,000 | 1,381,155,000 |
| Equity capital | 528,530,000 | 533,859,000 | 537,521,000 | 534,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 47,436,000 | 95,046,000 | 144,384,000 | 194,756,000 |
| Interest expense | 2,630,000 | 5,287,000 | 8,037,000 | 10,808,000 |
| Net interest income | 44,806,000 | 89,759,000 | 136,347,000 | 183,948,000 |
| Noninterest income | 13,550,000 | 26,556,000 | 40,851,000 | 55,212,000 |
| Noninterest expense | 38,584,000 | 78,474,000 | 118,235,000 | 160,262,000 |
| Provision for loan losses | 995,000 | 2,016,000 | 3,566,000 | 6,126,000 |
| Pretax income | 21,624,000 | 38,672,000 | 58,244,000 | 75,619,000 |
| Income tax | 7,085,000 | 12,457,000 | 18,769,000 | 24,127,000 |
| Net income | 14,539,000 | 26,215,000 | 39,475,000 | 51,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 481,294,000 | 483,865,000 | 488,976,000 | 492,792,000 |
| Total capital | 522,861,000 | 526,919,000 | 533,365,000 | 539,620,000 |
| Risk-weighted assets | 4,118,341,000 | 4,197,190,000 | 4,245,559,000 | 4,370,132,000 |