Call reports 2004
FARMERS NATIONAL BANK OF WINFIELD, THE — 2004
What FARMERS NATIONAL BANK OF WINFIELD, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 20,796,000 | 20,524,000 |
| Total loans | 8,831,000 | 8,422,000 |
| Allowance for loan losses | 201,000 | 202,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 1,598,000 | 1,593,000 |
| Trading assets | 0 | 0 |
| Total deposits | 18,828,000 | 18,595,000 |
| Interest-bearing deposits | 16,636,000 | 16,099,000 |
| Noninterest-bearing deposits | 2,192,000 | 2,496,000 |
| Equity capital | 1,877,000 | 1,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 246,000 | 485,000 |
| Interest expense | 77,000 | 151,000 |
| Net interest income | 169,000 | 334,000 |
| Noninterest income | 26,000 | 55,000 |
| Noninterest expense | 188,000 | 407,000 |
| Provision for loan losses | -4,000 | -5,000 |
| Pretax income | 11,000 | -13,000 |
| Income tax | 3,000 | -3,000 |
| Net income | 8,000 | -10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 1,877,000 | 1,859,000 |
| Total capital | 1,971,000 | 1,949,000 |
| Risk-weighted assets | 7,409,000 | 7,116,000 |