Call reports 2002
FARMERS NATIONAL BANK OF WINFIELD, THE — 2002
What FARMERS NATIONAL BANK OF WINFIELD, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,840,000 | 25,871,000 | 24,906,000 | 24,779,000 |
| Total loans | 16,972,000 | 16,619,000 | 15,962,000 | 13,539,000 |
| Allowance for loan losses | 201,000 | 221,000 | 175,000 | 200,000 |
| Securities available for sale | 32,000 | 29,000 | 26,000 | 25,000 |
| Securities held to maturity | 44,000 | 44,000 | 43,000 | 41,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,747,000 | 22,787,000 | 21,903,000 | 21,806,000 |
| Interest-bearing deposits | 21,494,000 | 20,861,000 | 19,848,000 | 19,563,000 |
| Noninterest-bearing deposits | 2,253,000 | 1,926,000 | 2,055,000 | 2,243,000 |
| Equity capital | 1,717,000 | 1,722,000 | 1,704,000 | 1,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 860,000 | 1,262,000 | 1,631,000 |
| Interest expense | 232,000 | 452,000 | 655,000 | 835,000 |
| Net interest income | 191,000 | 408,000 | 607,000 | 796,000 |
| Noninterest income | 38,000 | 72,000 | 101,000 | 144,000 |
| Noninterest expense | 226,000 | 469,000 | 727,000 | 959,000 |
| Provision for loan losses | 0 | 0 | 0 | 63,000 |
| Pretax income | 3,000 | 11,000 | -19,000 | -82,000 |
| Income tax | 4,000 | 7,000 | -5,000 | -35,000 |
| Net income | -1,000 | 4,000 | -14,000 | -47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,717,000 | 1,722,000 | 1,704,000 | 1,671,000 |
| Total capital | 1,893,000 | 1,893,000 | 1,870,000 | 1,823,000 |
| Risk-weighted assets | 14,057,000 | 13,668,000 | 13,257,000 | 12,112,000 |