Call reports 2015
PAN AMERICAN BANK — 2015
What PAN AMERICAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 120,245,000 | 117,999,000 | 164,038,000 | 162,385,000 |
| Total loans | 92,568,000 | 92,414,000 | 118,904,000 | 114,627,000 |
| Allowance for loan losses | 3,692,000 | 4,114,000 | 3,794,000 | 3,702,000 |
| Securities available for sale | 3,972,000 | 3,769,000 | 3,635,000 | 3,434,000 |
| Securities held to maturity | 58,000 | 56,000 | 50,000 | 48,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,602,000 | 83,395,000 | 125,982,000 | 124,914,000 |
| Interest-bearing deposits | 84,611,000 | 82,495,000 | 119,423,000 | 118,430,000 |
| Noninterest-bearing deposits | 991,000 | 900,000 | 6,559,000 | 6,484,000 |
| Equity capital | 33,301,000 | 32,952,000 | 36,403,000 | 35,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,921,000 | 7,956,000 | 12,393,000 | 16,817,000 |
| Interest expense | 230,000 | 453,000 | 720,000 | 1,011,000 |
| Net interest income | 3,691,000 | 7,503,000 | 11,673,000 | 15,806,000 |
| Noninterest income | 732,000 | 1,237,000 | 1,743,000 | 2,213,000 |
| Noninterest expense | 3,028,000 | 6,195,000 | 9,887,000 | 13,548,000 |
| Provision for loan losses | 1,235,000 | 2,509,000 | 3,810,000 | 5,519,000 |
| Pretax income | 160,000 | 36,000 | -281,000 | -1,048,000 |
| Income tax | 25,000 | 148,000 | -100,000 | -462,000 |
| Net income | 135,000 | -112,000 | -181,000 | -586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,114,000 | 32,891,000 | 36,200,000 | 35,714,000 |
| Total capital | 34,406,000 | 34,184,000 | 37,846,000 | 37,304,000 |
| Risk-weighted assets | 101,028,000 | 100,597,000 | 129,523,000 | 125,080,000 |