Call reports 2014
PAN AMERICAN BANK — 2014
What PAN AMERICAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,532,000 | 123,345,000 | 121,166,000 | 121,888,000 |
| Total loans | 88,717,000 | 90,599,000 | 91,445,000 | 90,843,000 |
| Allowance for loan losses | 3,535,000 | 3,778,000 | 3,520,000 | 3,680,000 |
| Securities available for sale | 4,604,000 | 4,473,000 | 4,294,000 | 4,095,000 |
| Securities held to maturity | 61,000 | 59,000 | 59,000 | 58,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,286,000 | 89,485,000 | 87,437,000 | 87,736,000 |
| Interest-bearing deposits | 90,841,000 | 88,451,000 | 86,501,000 | 86,852,000 |
| Noninterest-bearing deposits | 1,445,000 | 1,034,000 | 936,000 | 884,000 |
| Equity capital | 30,793,000 | 31,036,000 | 31,181,000 | 31,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,907,000 | 7,899,000 | 11,916,000 | 15,941,000 |
| Interest expense | 259,000 | 509,000 | 748,000 | 991,000 |
| Net interest income | 3,648,000 | 7,390,000 | 11,168,000 | 14,950,000 |
| Noninterest income | 808,000 | 1,450,000 | 2,047,000 | 2,560,000 |
| Noninterest expense | 2,979,000 | 5,754,000 | 8,360,000 | 11,190,000 |
| Provision for loan losses | 1,171,000 | 2,347,000 | 3,692,000 | 4,605,000 |
| Pretax income | 306,000 | 739,000 | 1,163,000 | 1,715,000 |
| Income tax | 76,000 | 224,000 | 393,000 | 700,000 |
| Net income | 230,000 | 515,000 | 770,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,759,000 | 30,970,000 | 31,124,000 | 31,369,000 |
| Total capital | 32,003,000 | 32,235,000 | 32,399,000 | 32,645,000 |
| Risk-weighted assets | 97,268,000 | 98,689,000 | 99,788,000 | 99,669,000 |