Call reports 2013
PAN AMERICAN BANK — 2013
What PAN AMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 128,055,000 | 129,526,000 | 128,612,000 | 126,206,000 |
| Total loans | 88,597,000 | 87,693,000 | 87,381,000 | 87,071,000 |
| Allowance for loan losses | 2,958,000 | 3,320,000 | 3,462,000 | 3,602,000 |
| Securities available for sale | 3,157,000 | 2,738,000 | 4,487,000 | 4,783,000 |
| Securities held to maturity | 64,000 | 64,000 | 62,000 | 61,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,030,000 | 96,380,000 | 95,483,000 | 93,371,000 |
| Interest-bearing deposits | 93,988,000 | 95,095,000 | 93,816,000 | 92,324,000 |
| Noninterest-bearing deposits | 1,042,000 | 1,285,000 | 1,667,000 | 1,047,000 |
| Equity capital | 30,086,000 | 30,289,000 | 30,555,000 | 30,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,102,000 | 8,009,000 | 12,014,000 | 15,972,000 |
| Interest expense | 294,000 | 589,000 | 877,000 | 1,151,000 |
| Net interest income | 3,808,000 | 7,420,000 | 11,137,000 | 14,821,000 |
| Noninterest income | 564,000 | 1,147,000 | 1,773,000 | 2,333,000 |
| Noninterest expense | 2,882,000 | 5,571,000 | 8,207,000 | 10,559,000 |
| Provision for loan losses | 1,071,000 | 2,142,000 | 3,328,000 | 5,111,000 |
| Pretax income | 419,000 | 854,000 | 1,375,000 | 1,484,000 |
| Income tax | 136,000 | 270,000 | 433,000 | 313,000 |
| Net income | 283,000 | 584,000 | 942,000 | 1,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,012,000 | 30,240,000 | 30,525,000 | 30,644,000 |
| Total capital | 31,256,000 | 31,471,000 | 31,756,000 | 31,870,000 |
| Risk-weighted assets | 97,890,000 | 96,362,000 | 96,232,000 | 95,676,000 |