Call reports 2012
PAN AMERICAN BANK — 2012
What PAN AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 129,082,000 | 130,383,000 | 127,697,000 | 127,530,000 |
| Total loans | 98,274,000 | 95,559,000 | 92,511,000 | 89,209,000 |
| Allowance for loan losses | 2,915,000 | 3,458,000 | 3,269,000 | 3,078,000 |
| Securities available for sale | 7,887,000 | 6,435,000 | 5,009,000 | 3,550,000 |
| Securities held to maturity | 66,000 | 66,000 | 65,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,757,000 | 98,740,000 | 95,796,000 | 95,237,000 |
| Interest-bearing deposits | 96,177,000 | 97,369,000 | 94,367,000 | 94,136,000 |
| Noninterest-bearing deposits | 1,580,000 | 1,371,000 | 1,429,000 | 1,101,000 |
| Equity capital | 28,799,000 | 29,160,000 | 29,489,000 | 29,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,368,000 | 8,648,000 | 12,876,000 | 16,927,000 |
| Interest expense | 336,000 | 656,000 | 957,000 | 1,260,000 |
| Net interest income | 4,032,000 | 7,992,000 | 11,919,000 | 15,667,000 |
| Noninterest income | 396,000 | 751,000 | 1,085,000 | 1,390,000 |
| Noninterest expense | 2,364,000 | 4,787,000 | 7,401,000 | 9,600,000 |
| Provision for loan losses | 870,000 | 2,040,000 | 3,060,000 | 4,230,000 |
| Pretax income | 1,194,000 | 1,916,000 | 2,543,000 | 3,227,000 |
| Income tax | 490,000 | 771,000 | 1,009,000 | 1,051,000 |
| Net income | 704,000 | 1,145,000 | 1,534,000 | 2,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,692,000 | 29,061,000 | 29,383,000 | 29,801,000 |
| Total capital | 30,066,000 | 30,394,000 | 30,674,000 | 31,052,000 |
| Risk-weighted assets | 108,382,000 | 104,512,000 | 101,324,000 | 98,281,000 |