Call reports 2011
PAN AMERICAN BANK — 2011
What PAN AMERICAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,567,000 | 124,723,000 | 126,964,000 | 129,716,000 |
| Total loans | 92,648,000 | 99,920,000 | 103,882,000 | 99,942,000 |
| Allowance for loan losses | 3,415,000 | 3,645,000 | 3,605,000 | 3,130,000 |
| Securities available for sale | 12,053,000 | 11,452,000 | 10,943,000 | 8,329,000 |
| Securities held to maturity | 142,000 | 130,000 | 121,000 | 114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,363,000 | 96,111,000 | 96,855,000 | 98,482,000 |
| Interest-bearing deposits | 90,926,000 | 94,118,000 | 95,641,000 | 97,278,000 |
| Noninterest-bearing deposits | 1,438,000 | 1,993,000 | 1,214,000 | 1,204,000 |
| Equity capital | 26,355,000 | 26,805,000 | 27,394,000 | 28,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,206,000 | 8,572,000 | 13,157,000 | 17,638,000 |
| Interest expense | 362,000 | 714,000 | 1,066,000 | 1,416,000 |
| Net interest income | 3,844,000 | 7,858,000 | 12,091,000 | 16,222,000 |
| Noninterest income | 433,000 | 854,000 | 1,095,000 | 1,554,000 |
| Noninterest expense | 2,747,000 | 5,517,000 | 8,048,000 | 10,487,000 |
| Provision for loan losses | 1,404,000 | 2,274,000 | 3,144,000 | 4,014,000 |
| Pretax income | 126,000 | 921,000 | 1,994,000 | 3,275,000 |
| Income tax | 33,000 | 342,000 | 764,000 | 1,180,000 |
| Net income | 93,000 | 579,000 | 1,230,000 | 2,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,265,000 | 26,677,000 | 27,261,000 | 28,054,000 |
| Total capital | 27,575,000 | 28,064,000 | 28,666,000 | 29,446,000 |
| Risk-weighted assets | 102,669,000 | 108,685,000 | 112,444,000 | 109,640,000 |