Call reports 2010
PAN AMERICAN BANK — 2010
What PAN AMERICAN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 117,091,000 | 120,050,000 | 122,121,000 | 120,382,000 |
| Total loans | 85,688,000 | 86,888,000 | 88,688,000 | 88,823,000 |
| Allowance for loan losses | 3,316,000 | 3,959,000 | 2,073,000 | 2,468,000 |
| Securities available for sale | 19,404,000 | 17,651,000 | 14,856,000 | 12,894,000 |
| Securities held to maturity | 197,000 | 182,000 | 165,000 | 152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,879,000 | 91,806,000 | 93,769,000 | 91,790,000 |
| Interest-bearing deposits | 87,955,000 | 90,076,000 | 90,544,000 | 90,047,000 |
| Noninterest-bearing deposits | 1,924,000 | 1,730,000 | 3,225,000 | 1,742,000 |
| Equity capital | 25,534,000 | 26,040,000 | 26,444,000 | 26,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,218,000 | 8,493,000 | 12,729,000 | 16,884,000 |
| Interest expense | 415,000 | 822,000 | 1,216,000 | 1,599,000 |
| Net interest income | 3,803,000 | 7,671,000 | 11,513,000 | 15,285,000 |
| Noninterest income | 291,000 | 567,000 | 917,000 | 1,276,000 |
| Noninterest expense | 2,532,000 | 5,022,000 | 7,604,000 | 10,047,000 |
| Provision for loan losses | 870,000 | 1,740,000 | 2,610,000 | 3,800,000 |
| Pretax income | 692,000 | 1,476,000 | 2,216,000 | 2,714,000 |
| Income tax | 283,000 | 604,000 | 907,000 | 923,000 |
| Net income | 409,000 | 872,000 | 1,309,000 | 1,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,513,000 | 25,931,000 | 26,324,000 | 26,229,000 |
| Total capital | 26,679,000 | 27,118,000 | 27,515,000 | 27,486,000 |
| Risk-weighted assets | 91,155,000 | 92,148,000 | 94,696,000 | 99,350,000 |