Call reports 2009
PAN AMERICAN BANK — 2009
What PAN AMERICAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,415,000 | 114,686,000 | 113,302,000 | 114,193,000 |
| Total loans | 78,820,000 | 74,090,000 | 70,221,000 | 83,579,000 |
| Allowance for loan losses | 3,547,000 | 3,322,000 | 3,377,000 | 3,377,000 |
| Securities available for sale | 7,102,000 | 5,806,000 | 9,588,000 | 21,212,000 |
| Securities held to maturity | 1,057,000 | 243,000 | 234,000 | 224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,972,000 | 88,942,000 | 85,120,000 | 87,896,000 |
| Interest-bearing deposits | 83,934,000 | 86,243,000 | 85,120,000 | 85,992,000 |
| Noninterest-bearing deposits | 3,038,000 | 2,699,000 | 0 | 1,904,000 |
| Equity capital | 24,623,000 | 24,747,000 | 24,701,000 | 25,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,183,000 | 8,133,000 | 11,904,000 | 15,791,000 |
| Interest expense | 670,000 | 1,275,000 | 1,805,000 | 2,282,000 |
| Net interest income | 3,513,000 | 6,858,000 | 10,099,000 | 13,509,000 |
| Noninterest income | 185,000 | 315,000 | 443,000 | 686,000 |
| Noninterest expense | 2,488,000 | 5,034,000 | 7,515,000 | 9,779,000 |
| Provision for loan losses | 1,001,000 | 1,730,000 | 2,709,000 | 3,328,000 |
| Pretax income | 209,000 | 409,000 | 318,000 | 1,088,000 |
| Income tax | 86,000 | 169,000 | 131,000 | 449,000 |
| Net income | 123,000 | 240,000 | 187,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,623,000 | 24,742,000 | 24,680,000 | 25,119,000 |
| Total capital | 25,727,000 | 25,763,000 | 25,649,000 | 26,265,000 |
| Risk-weighted assets | 86,029,000 | 79,382,000 | 75,140,000 | 89,440,000 |