Call reports 2007
PAN AMERICAN BANK — 2007
What PAN AMERICAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 119,224,000 | 118,516,000 | 118,197,000 | 118,511,000 |
| Total loans | 102,522,000 | 100,709,000 | 99,114,000 | 97,729,000 |
| Allowance for loan losses | 2,162,000 | 2,186,000 | 2,600,000 | 3,390,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,459,000 | 2,449,000 | 2,415,000 | 2,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,524,000 | 94,648,000 | 94,111,000 | 94,142,000 |
| Interest-bearing deposits | 91,296,000 | 90,684,000 | 90,296,000 | 90,606,000 |
| Noninterest-bearing deposits | 4,228,000 | 3,964,000 | 3,815,000 | 3,536,000 |
| Equity capital | 21,911,000 | 22,438,000 | 22,646,000 | 23,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,882,000 | 9,842,000 | 14,840,000 | 19,920,000 |
| Interest expense | 1,045,000 | 2,116,000 | 3,191,000 | 4,256,000 |
| Net interest income | 3,837,000 | 7,726,000 | 11,649,000 | 15,664,000 |
| Noninterest income | 311,000 | 635,000 | 962,000 | 1,336,000 |
| Noninterest expense | 2,650,000 | 5,122,000 | 7,745,000 | 10,071,000 |
| Provision for loan losses | 715,000 | 1,482,000 | 2,609,000 | 3,905,000 |
| Pretax income | 783,000 | 1,757,000 | 2,257,000 | 3,024,000 |
| Income tax | 323,000 | 725,000 | 931,000 | 1,248,000 |
| Net income | 460,000 | 1,032,000 | 1,326,000 | 1,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,911,000 | 22,438,000 | 22,646,000 | 23,007,000 |
| Total capital | 23,242,000 | 23,750,000 | 23,945,000 | 24,292,000 |
| Risk-weighted assets | 105,613,000 | 104,075,000 | 102,614,000 | 100,658,000 |