Call reports 2006
PAN AMERICAN BANK — 2006
What PAN AMERICAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 113,627,000 | 117,464,000 | 117,750,000 | 119,028,000 |
| Total loans | 97,550,000 | 101,609,000 | 106,075,000 | 106,123,000 |
| Allowance for loan losses | 1,598,000 | 1,816,000 | 2,010,000 | 2,038,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,512,000 | 2,505,000 | 2,485,000 | 2,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,566,000 | 95,011,000 | 94,763,000 | 95,616,000 |
| Interest-bearing deposits | 87,293,000 | 90,745,000 | 90,429,000 | 91,334,000 |
| Noninterest-bearing deposits | 4,273,000 | 4,266,000 | 4,334,000 | 4,282,000 |
| Equity capital | 20,495,000 | 20,673,000 | 21,077,000 | 21,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,397,000 | 8,951,000 | 13,780,000 | 18,806,000 |
| Interest expense | 729,000 | 1,563,000 | 2,525,000 | 3,542,000 |
| Net interest income | 3,668,000 | 7,388,000 | 11,255,000 | 15,264,000 |
| Noninterest income | 176,000 | 332,000 | 538,000 | 1,067,000 |
| Noninterest expense | 2,574,000 | 5,239,000 | 7,690,000 | 10,385,000 |
| Provision for loan losses | 409,000 | 1,136,000 | 1,890,000 | 2,638,000 |
| Pretax income | 861,000 | 1,345,000 | 2,213,000 | 3,308,000 |
| Income tax | 355,000 | 555,000 | 913,000 | 1,365,000 |
| Net income | 506,000 | 790,000 | 1,300,000 | 1,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,495,000 | 20,673,000 | 21,077,000 | 21,509,000 |
| Total capital | 21,751,000 | 21,989,000 | 22,449,000 | 22,878,000 |
| Risk-weighted assets | 100,169,000 | 104,776,000 | 109,123,000 | 108,875,000 |