Call reports 2005
PAN AMERICAN BANK — 2005
What PAN AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 114,202,000 | 114,985,000 | 115,222,000 | 114,573,000 |
| Total loans | 88,484,000 | 90,107,000 | 91,065,000 | 93,539,000 |
| Allowance for loan losses | 1,686,000 | 1,716,000 | 1,750,000 | 1,509,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,050,000 | 2,292,000 | 2,287,000 | 2,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,449,000 | 93,739,000 | 93,133,000 | 91,799,000 |
| Interest-bearing deposits | 88,724,000 | 89,284,000 | 88,739,000 | 87,431,000 |
| Noninterest-bearing deposits | 4,725,000 | 4,455,000 | 4,394,000 | 4,368,000 |
| Equity capital | 19,110,000 | 19,582,000 | 19,925,000 | 20,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,432,000 | 8,858,000 | 13,224,000 | 17,596,000 |
| Interest expense | 556,000 | 1,160,000 | 1,833,000 | 2,554,000 |
| Net interest income | 3,876,000 | 7,698,000 | 11,391,000 | 15,042,000 |
| Noninterest income | 151,000 | 293,000 | 434,000 | 693,000 |
| Noninterest expense | 2,538,000 | 5,069,000 | 7,636,000 | 9,839,000 |
| Provision for loan losses | -66,000 | 341,000 | 674,000 | 852,000 |
| Pretax income | 1,555,000 | 2,581,000 | 3,515,000 | 5,044,000 |
| Income tax | 642,000 | 1,065,000 | 1,450,000 | 2,081,000 |
| Net income | 913,000 | 1,516,000 | 2,065,000 | 2,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,110,000 | 19,582,000 | 19,925,000 | 20,229,000 |
| Total capital | 20,267,000 | 20,761,000 | 21,115,000 | 21,446,000 |
| Risk-weighted assets | 92,039,000 | 93,755,000 | 94,609,000 | 97,071,000 |