Call reports 2004
PAN AMERICAN BANK — 2004
What PAN AMERICAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 111,698,000 | 111,941,000 | 116,464,000 | 115,508,000 |
| Total loans | 88,807,000 | 91,602,000 | 90,800,000 | 89,940,000 |
| Allowance for loan losses | 1,802,000 | 2,085,000 | 2,016,000 | 2,091,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,800,000 | 1,800,000 | 1,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,253,000 | 92,338,000 | 96,075,000 | 95,014,000 |
| Interest-bearing deposits | 87,917,000 | 87,040,000 | 90,788,000 | 89,961,000 |
| Noninterest-bearing deposits | 5,336,000 | 5,298,000 | 5,287,000 | 5,053,000 |
| Equity capital | 16,906,000 | 17,698,000 | 18,086,000 | 18,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,462,000 | 9,446,000 | 13,908,000 | 18,536,000 |
| Interest expense | 495,000 | 987,000 | 1,503,000 | 2,042,000 |
| Net interest income | 3,967,000 | 8,459,000 | 12,405,000 | 16,494,000 |
| Noninterest income | 208,000 | 373,000 | 477,000 | 705,000 |
| Noninterest expense | 2,527,000 | 5,175,000 | 7,786,000 | 10,032,000 |
| Provision for loan losses | 93,000 | 599,000 | 1,223,000 | 1,794,000 |
| Pretax income | 1,555,000 | 3,058,000 | 3,873,000 | 5,373,000 |
| Income tax | 642,000 | 1,262,000 | 1,598,000 | 2,217,000 |
| Net income | 913,000 | 1,796,000 | 2,275,000 | 3,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,906,000 | 17,698,000 | 18,086,000 | 18,439,000 |
| Total capital | 18,053,000 | 18,883,000 | 19,272,000 | 19,615,000 |
| Risk-weighted assets | 91,091,000 | 93,929,000 | 94,039,000 | 93,145,000 |