Call reports 2003
PAN AMERICAN BANK — 2003
What PAN AMERICAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 108,174,000 | 108,920,000 | 109,209,000 | 109,358,000 |
| Total loans | 86,110,000 | 89,015,000 | 88,600,000 | 88,203,000 |
| Allowance for loan losses | 1,553,000 | 1,570,000 | 1,797,000 | 1,946,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 485,000 | 235,000 | 235,000 | 1,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,431,000 | 92,168,000 | 91,310,000 | 91,024,000 |
| Interest-bearing deposits | 86,972,000 | 86,642,000 | 86,004,000 | 85,808,000 |
| Noninterest-bearing deposits | 5,459,000 | 5,526,000 | 5,306,000 | 5,216,000 |
| Equity capital | 14,637,000 | 15,407,000 | 16,108,000 | 16,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,453,000 | 8,977,000 | 13,581,000 | 18,188,000 |
| Interest expense | 616,000 | 1,197,000 | 1,747,000 | 2,261,000 |
| Net interest income | 3,837,000 | 7,780,000 | 11,834,000 | 15,927,000 |
| Noninterest income | 121,000 | 219,000 | 413,000 | 603,000 |
| Noninterest expense | 2,245,000 | 4,584,000 | 6,914,000 | 9,213,000 |
| Provision for loan losses | 271,000 | 506,000 | 1,077,000 | 1,643,000 |
| Pretax income | 1,442,000 | 2,909,000 | 4,256,000 | 5,674,000 |
| Income tax | 595,000 | 1,200,000 | 1,756,000 | 2,341,000 |
| Net income | 847,000 | 1,709,000 | 2,500,000 | 3,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,637,000 | 15,407,000 | 16,108,000 | 16,423,000 |
| Total capital | 15,741,000 | 16,547,000 | 17,245,000 | 17,561,000 |
| Risk-weighted assets | 87,868,000 | 90,759,000 | 90,298,000 | 90,226,000 |