Call reports 2025
STATE STREET BANK AND TRUST COMPANY — 2025
What STATE STREET BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 337,359,000 | 334,554,000 | 340,506,000 | 348,701,000 |
| Total loans | 261,694,000 | 266,458,000 | 271,339,000 | 277,866,000 |
| Allowance for loan losses | 3,153,000 | 3,210,000 | 3,135,000 | 3,158,000 |
| Securities available for sale | 48,239,000 | 48,014,000 | 49,317,000 | 49,782,000 |
| Securities held to maturity | 2,893,000 | 2,890,000 | 2,975,000 | 2,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,222,000 | 295,820,000 | 295,332,000 | 305,918,000 |
| Interest-bearing deposits | 220,729,000 | 216,390,000 | 218,952,000 | 218,484,000 |
| Noninterest-bearing deposits | 88,493,000 | 79,430,000 | 76,380,000 | 87,434,000 |
| Equity capital | 26,065,000 | 27,794,000 | 30,125,000 | 31,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,482,000 | 9,298,000 | 14,279,000 | 19,425,000 |
| Interest expense | 1,171,000 | 2,283,000 | 3,490,000 | 4,682,000 |
| Net interest income | 3,311,000 | 7,015,000 | 10,789,000 | 14,743,000 |
| Noninterest income | 838,000 | 1,815,000 | 2,861,000 | 4,029,000 |
| Noninterest expense | 2,509,000 | 5,213,000 | 7,882,000 | 10,818,000 |
| Provision for loan losses | 75,000 | 150,000 | 222,000 | 520,000 |
| Pretax income | 1,565,000 | 3,320,000 | 5,299,000 | 6,650,000 |
| Income tax | 53,000 | 135,000 | 218,000 | 300,000 |
| Net income | 1,512,000 | 3,185,000 | 5,081,000 | 6,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,619,000 | 31,995,000 | 33,343,000 | 34,065,000 |
| Total capital | 33,926,000 | 35,364,000 | 36,641,000 | 37,385,000 |
| Risk-weighted assets | 273,257,000 | 280,093,000 | 285,506,000 | 293,539,000 |