Call reports 2003
FBR NATIONAL TRUST COMPANY — 2003
What FBR NATIONAL TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 95,254,000 | 92,332,000 | 21,829,000 | 22,066,000 |
| Total loans | 14,664,000 | 12,255,000 | 0 | 0 |
| Allowance for loan losses | 169,000 | 169,000 | 0 | 0 |
| Securities available for sale | 38,498,000 | 34,011,000 | 2,849,000 | 7,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,477,000 | 55,865,000 | 0 | 0 |
| Interest-bearing deposits | 46,209,000 | 47,446,000 | 0 | 0 |
| Noninterest-bearing deposits | 11,269,000 | 8,420,000 | 0 | 0 |
| Equity capital | 19,794,000 | 19,592,000 | 19,841,000 | 19,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,215,000 | 1,450,000 | 1,466,000 |
| Interest expense | 363,000 | 708,000 | 866,000 | 864,000 |
| Net interest income | 321,000 | 507,000 | 584,000 | 602,000 |
| Noninterest income | 2,094,000 | 4,391,000 | 7,729,000 | 9,906,000 |
| Noninterest expense | 2,228,000 | 4,816,000 | 7,665,000 | 10,055,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 82,000 | 611,000 | 416,000 |
| Income tax | -12,000 | -3,000 | 73,000 | 142,000 |
| Net income | 199,000 | 85,000 | 538,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,323,000 | 7,443,000 | 8,131,000 | 8,412,000 |
| Total capital | 7,492,000 | 7,612,000 | 8,131,000 | 8,412,000 |
| Risk-weighted assets | 21,698,000 | 20,974,000 | 6,007,000 | 10,123,000 |