Call reports 2002
FBR NATIONAL TRUST COMPANY — 2002
What FBR NATIONAL TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,700,000 | 71,530,000 | 91,894,000 | 90,203,000 |
| Total loans | 13,403,000 | 14,212,000 | 15,119,000 | 15,221,000 |
| Allowance for loan losses | 108,000 | 141,000 | 152,000 | 169,000 |
| Securities available for sale | 7,207,000 | 24,622,000 | 31,602,000 | 40,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,525,000 | 33,386,000 | 53,908,000 | 52,732,000 |
| Interest-bearing deposits | 16,228,000 | 21,302,000 | 36,302,000 | 43,404,000 |
| Noninterest-bearing deposits | 18,297,000 | 12,084,000 | 17,606,000 | 9,329,000 |
| Equity capital | 19,092,000 | 19,371,000 | 19,762,000 | 19,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 770,000 | 1,353,000 | 2,035,000 |
| Interest expense | 81,000 | 227,000 | 503,000 | 873,000 |
| Net interest income | 250,000 | 543,000 | 850,000 | 1,162,000 |
| Noninterest income | 1,833,000 | 3,935,000 | 5,954,000 | 7,941,000 |
| Noninterest expense | 2,114,000 | 4,322,000 | 6,550,000 | 8,974,000 |
| Provision for loan losses | 21,000 | 55,000 | 71,000 | 89,000 |
| Pretax income | -18,000 | 132,000 | 214,000 | 71,000 |
| Income tax | -7,000 | 53,000 | 85,000 | 85,000 |
| Net income | -11,000 | 79,000 | 129,000 | -14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,146,000 | 6,471,000 | 7,014,000 | 7,104,000 |
| Total capital | 6,254,000 | 6,612,000 | 7,166,000 | 7,273,000 |
| Risk-weighted assets | 17,722,000 | 18,790,000 | 22,898,000 | 20,064,000 |