Call reports 2023
FIRST NATIONAL BANK AT DARLINGTON — 2023
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 178,228,000 | 183,445,000 | 188,436,000 | 195,324,000 |
| Total loans | 116,642,000 | 125,709,000 | 129,871,000 | 134,397,000 |
| Allowance for loan losses | 1,702,000 | 1,702,000 | 1,702,000 | 1,728,000 |
| Securities available for sale | 42,439,000 | 39,921,000 | 39,381,000 | 40,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,155,000 | 155,285,000 | 162,983,000 | 168,907,000 |
| Interest-bearing deposits | 128,672,000 | 132,169,000 | 141,150,000 | 120,282,000 |
| Noninterest-bearing deposits | 24,483,000 | 23,116,000 | 21,833,000 | 48,625,000 |
| Equity capital | 24,738,000 | 24,841,000 | 25,181,000 | 26,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,712,000 | 5,791,000 | 8,051,000 |
| Interest expense | 389,000 | 917,000 | 1,575,000 | 2,372,000 |
| Net interest income | 1,389,000 | 2,795,000 | 4,216,000 | 5,679,000 |
| Noninterest income | 156,000 | 376,000 | 577,000 | 717,000 |
| Noninterest expense | 1,039,000 | 2,098,000 | 3,143,000 | 4,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 506,000 | 1,073,000 | 1,650,000 | 2,216,000 |
| Income tax | 134,000 | 285,000 | 438,000 | 699,000 |
| Net income | 372,000 | 788,000 | 1,212,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,540,000 | 26,880,000 | 27,323,000 | 28,144,000 |
| Total capital | 28,113,000 | 28,559,000 | 29,025,000 | 29,872,000 |
| Risk-weighted assets | 125,744,000 | 134,265,000 | 138,410,000 | 147,909,000 |