Call reports 2022
FIRST NATIONAL BANK AT DARLINGTON — 2022
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 191,552,000 | 191,145,000 | 185,530,000 | 183,447,000 |
| Total loans | 110,193,000 | 108,823,000 | 111,835,000 | 115,794,000 |
| Allowance for loan losses | 1,643,000 | 1,701,000 | 1,701,000 | 1,702,000 |
| Securities available for sale | 37,538,000 | 44,210,000 | 42,414,000 | 42,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,970,000 | 166,856,000 | 161,503,000 | 159,358,000 |
| Interest-bearing deposits | 138,538,000 | 140,176,000 | 134,467,000 | 131,533,000 |
| Noninterest-bearing deposits | 28,432,000 | 26,680,000 | 27,036,000 | 27,825,000 |
| Equity capital | 24,412,000 | 24,124,000 | 23,773,000 | 23,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,818,000 | 4,470,000 | 6,224,000 |
| Interest expense | 189,000 | 363,000 | 531,000 | 786,000 |
| Net interest income | 1,136,000 | 2,455,000 | 3,939,000 | 5,438,000 |
| Noninterest income | 182,000 | 352,000 | 516,000 | 672,000 |
| Noninterest expense | 1,027,000 | 2,050,000 | 3,212,000 | 4,575,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 291,000 | 757,000 | 1,243,000 | 1,535,000 |
| Income tax | 73,000 | 196,000 | 325,000 | 413,000 |
| Net income | 218,000 | 561,000 | 918,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,379,000 | 25,647,000 | 26,020,000 | 26,149,000 |
| Total capital | 26,838,000 | 27,179,000 | 27,591,000 | 27,746,000 |
| Risk-weighted assets | 116,553,000 | 122,424,000 | 125,548,000 | 127,665,000 |