Call reports 2020
FIRST NATIONAL BANK AT DARLINGTON — 2020
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 154,128,000 | 158,567,000 | 159,156,000 | 170,724,000 |
| Total loans | 104,158,000 | 106,689,000 | 105,775,000 | 99,209,000 |
| Allowance for loan losses | 1,578,000 | 1,619,000 | 1,630,000 | 1,642,000 |
| Securities available for sale | 12,578,000 | 11,635,000 | 11,194,000 | 10,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,882,000 | 133,906,000 | 134,509,000 | 145,813,000 |
| Interest-bearing deposits | 113,945,000 | 115,194,000 | 117,038,000 | 122,948,000 |
| Noninterest-bearing deposits | 15,937,000 | 18,712,000 | 17,471,000 | 22,865,000 |
| Equity capital | 23,915,000 | 24,197,000 | 24,507,000 | 24,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 3,087,000 | 4,558,000 | 5,926,000 |
| Interest expense | 361,000 | 706,000 | 1,024,000 | 1,316,000 |
| Net interest income | 1,215,000 | 2,381,000 | 3,534,000 | 4,610,000 |
| Noninterest income | 199,000 | 431,000 | 588,000 | 790,000 |
| Noninterest expense | 926,000 | 1,830,000 | 2,713,000 | 3,633,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 40,000 |
| Pretax income | 488,000 | 942,000 | 1,369,000 | 1,727,000 |
| Income tax | 123,000 | 237,000 | 345,000 | 447,000 |
| Net income | 365,000 | 705,000 | 1,024,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,391,000 | 23,661,000 | 23,999,000 | 24,172,000 |
| Total capital | 24,829,000 | 25,077,000 | 25,410,000 | 25,524,000 |
| Risk-weighted assets | 114,871,000 | 113,068,000 | 112,651,000 | 107,866,000 |