Call reports 2019
FIRST NATIONAL BANK AT DARLINGTON — 2019
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 152,013,000 | 151,280,000 | 150,882,000 | 156,001,000 |
| Total loans | 104,311,000 | 104,311,000 | 103,532,000 | 103,638,000 |
| Allowance for loan losses | 1,497,000 | 1,504,000 | 1,556,000 | 1,577,000 |
| Securities available for sale | 17,111,000 | 15,362,000 | 14,416,000 | 12,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,502,000 | 128,452,000 | 127,557,000 | 132,333,000 |
| Interest-bearing deposits | 113,680,000 | 112,730,000 | 112,725,000 | 114,580,000 |
| Noninterest-bearing deposits | 15,822,000 | 15,722,000 | 14,832,000 | 17,753,000 |
| Equity capital | 22,238,000 | 22,655,000 | 23,184,000 | 23,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,197,000 | 4,892,000 | 6,547,000 |
| Interest expense | 297,000 | 627,000 | 982,000 | 1,350,000 |
| Net interest income | 1,231,000 | 2,570,000 | 3,910,000 | 5,197,000 |
| Noninterest income | 186,000 | 409,000 | 624,000 | 778,000 |
| Noninterest expense | 901,000 | 1,819,000 | 2,621,000 | 3,508,000 |
| Provision for loan losses | 405,000 | 405,000 | 460,000 | 460,000 |
| Pretax income | 111,000 | 755,000 | 1,453,000 | 2,007,000 |
| Income tax | 10,000 | 179,000 | 358,000 | 507,000 |
| Net income | 101,000 | 576,000 | 1,095,000 | 1,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,789,000 | 22,182,000 | 22,718,000 | 23,007,000 |
| Total capital | 23,212,000 | 23,624,000 | 24,156,000 | 24,435,000 |
| Risk-weighted assets | 113,839,000 | 115,305,000 | 114,923,000 | 114,117,000 |