Call reports 2018
FIRST NATIONAL BANK AT DARLINGTON — 2018
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 145,863,000 | 144,272,000 | 144,058,000 | 150,548,000 |
| Total loans | 102,290,000 | 103,583,000 | 106,485,000 | 103,560,000 |
| Allowance for loan losses | 1,018,000 | 1,217,000 | 1,207,000 | 1,225,000 |
| Securities available for sale | 24,823,000 | 22,714,000 | 19,644,000 | 17,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,796,000 | 123,099,000 | 118,777,000 | 128,225,000 |
| Interest-bearing deposits | 110,820,000 | 108,466,000 | 105,237,000 | 112,383,000 |
| Noninterest-bearing deposits | 13,976,000 | 14,633,000 | 13,540,000 | 15,842,000 |
| Equity capital | 20,774,000 | 20,992,000 | 21,702,000 | 22,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,398,000 | 2,895,000 | 4,416,000 | 5,993,000 |
| Interest expense | 182,000 | 379,000 | 604,000 | 872,000 |
| Net interest income | 1,216,000 | 2,516,000 | 3,812,000 | 5,121,000 |
| Noninterest income | 187,000 | 393,000 | 562,000 | 762,000 |
| Noninterest expense | 905,000 | 1,801,000 | 2,722,000 | 3,650,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 498,000 | 908,000 | 1,446,000 | 2,027,000 |
| Income tax | 116,000 | 207,000 | 337,000 | 488,000 |
| Net income | 382,000 | 701,000 | 1,109,000 | 1,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,411,000 | 20,574,000 | 21,336,000 | 21,670,000 |
| Total capital | 21,429,000 | 21,791,000 | 22,543,000 | 22,895,000 |
| Risk-weighted assets | 111,311,000 | 112,740,000 | 115,573,000 | 119,173,000 |