Call reports 2016
FIRST NATIONAL BANK AT DARLINGTON — 2016
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 141,194,000 | 141,981,000 | 141,405,000 | 144,197,000 |
| Total loans | 85,388,000 | 86,226,000 | 88,480,000 | 88,998,000 |
| Allowance for loan losses | 974,000 | 975,000 | 970,000 | 946,000 |
| Securities available for sale | 34,639,000 | 31,770,000 | 29,893,000 | 32,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,836,000 | 122,386,000 | 121,612,000 | 124,358,000 |
| Interest-bearing deposits | 107,924,000 | 108,742,000 | 109,339,000 | 109,642,000 |
| Noninterest-bearing deposits | 13,912,000 | 13,644,000 | 12,273,000 | 14,716,000 |
| Equity capital | 19,155,000 | 19,440,000 | 19,640,000 | 19,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,557,000 | 3,872,000 | 5,209,000 |
| Interest expense | 174,000 | 346,000 | 522,000 | 697,000 |
| Net interest income | 1,096,000 | 2,211,000 | 3,350,000 | 4,512,000 |
| Noninterest income | 126,000 | 268,000 | 386,000 | 533,000 |
| Noninterest expense | 787,000 | 1,619,000 | 2,444,000 | 3,363,000 |
| Provision for loan losses | 100,000 | 100,000 | 130,000 | 150,000 |
| Pretax income | 335,000 | 760,000 | 1,162,000 | 1,532,000 |
| Income tax | 82,000 | 218,000 | 336,000 | 450,000 |
| Net income | 253,000 | 542,000 | 826,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,471,000 | 18,666,000 | 18,950,000 | 19,029,000 |
| Total capital | 19,448,000 | 19,644,000 | 19,926,000 | 19,983,000 |
| Risk-weighted assets | 99,222,000 | 99,966,000 | 102,159,000 | 102,829,000 |