Call reports 2015
FIRST NATIONAL BANK AT DARLINGTON — 2015
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 100,404,000 | 100,429,000 | 100,914,000 | 141,043,000 |
| Total loans | 69,756,000 | 70,372,000 | 72,894,000 | 84,574,000 |
| Allowance for loan losses | 834,000 | 773,000 | 823,000 | 870,000 |
| Securities available for sale | 19,487,000 | 19,005,000 | 18,826,000 | 36,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,793,000 | 85,728,000 | 84,063,000 | 122,042,000 |
| Interest-bearing deposits | 76,324,000 | 76,640,000 | 75,248,000 | 107,413,000 |
| Noninterest-bearing deposits | 9,469,000 | 9,088,000 | 8,815,000 | 14,629,000 |
| Equity capital | 14,382,000 | 14,539,000 | 14,819,000 | 18,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,083,000 | 3,142,000 | 4,385,000 |
| Interest expense | 123,000 | 246,000 | 368,000 | 533,000 |
| Net interest income | 912,000 | 1,837,000 | 2,774,000 | 3,852,000 |
| Noninterest income | 104,000 | 223,000 | 349,000 | 467,000 |
| Noninterest expense | 660,000 | 1,288,000 | 1,909,000 | 2,628,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 362,000 | 778,000 | 1,170,000 | 1,546,000 |
| Income tax | 120,000 | 260,000 | 396,000 | 514,000 |
| Net income | 242,000 | 518,000 | 774,000 | 1,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,088,000 | 14,408,000 | 14,663,000 | 18,008,000 |
| Total capital | 14,923,000 | 15,183,000 | 15,487,000 | 18,879,000 |
| Risk-weighted assets | 78,494,000 | 77,330,000 | 79,158,000 | 96,823,000 |