Call reports 2014
FIRST NATIONAL BANK AT DARLINGTON — 2014
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 98,529,000 | 99,199,000 | 99,183,000 | 103,752,000 |
| Total loans | 63,509,000 | 65,111,000 | 67,230,000 | 70,425,000 |
| Allowance for loan losses | 845,000 | 845,000 | 845,000 | 861,000 |
| Securities available for sale | 24,522,000 | 24,358,000 | 23,715,000 | 23,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,862,000 | 85,309,000 | 83,763,000 | 89,448,000 |
| Interest-bearing deposits | 75,705,000 | 76,350,000 | 74,517,000 | 76,522,000 |
| Noninterest-bearing deposits | 9,157,000 | 8,959,000 | 9,246,000 | 12,926,000 |
| Equity capital | 13,506,000 | 13,740,000 | 14,000,000 | 14,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 982,000 | 2,005,000 | 3,042,000 | 4,097,000 |
| Interest expense | 128,000 | 259,000 | 389,000 | 517,000 |
| Net interest income | 854,000 | 1,746,000 | 2,653,000 | 3,580,000 |
| Noninterest income | 114,000 | 240,000 | 366,000 | 479,000 |
| Noninterest expense | 606,000 | 1,241,000 | 1,857,000 | 2,484,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | 362,000 | 745,000 | 1,162,000 | 1,495,000 |
| Income tax | 105,000 | 228,000 | 358,000 | 469,000 |
| Net income | 257,000 | 517,000 | 804,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,345,000 | 13,530,000 | 13,817,000 | 13,964,000 |
| Total capital | 14,190,000 | 14,375,000 | 14,662,000 | 14,825,000 |
| Risk-weighted assets | 73,735,000 | 74,294,000 | 74,462,000 | 78,364,000 |