Call reports 2013
FIRST NATIONAL BANK AT DARLINGTON — 2013
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 99,096,000 | 95,383,000 | 96,478,000 | 96,428,000 |
| Total loans | 57,836,000 | 60,745,000 | 61,412,000 | 62,888,000 |
| Allowance for loan losses | 747,000 | 815,000 | 848,000 | 851,000 |
| Securities available for sale | 25,809,000 | 27,198,000 | 26,937,000 | 24,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,897,000 | 81,383,000 | 82,711,000 | 82,975,000 |
| Interest-bearing deposits | 74,176,000 | 73,031,000 | 74,577,000 | 73,455,000 |
| Noninterest-bearing deposits | 11,721,000 | 8,352,000 | 8,134,000 | 9,520,000 |
| Equity capital | 12,869,000 | 12,691,000 | 13,047,000 | 13,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 1,995,000 | 3,009,000 | 4,048,000 |
| Interest expense | 154,000 | 302,000 | 444,000 | 578,000 |
| Net interest income | 831,000 | 1,693,000 | 2,565,000 | 3,470,000 |
| Noninterest income | 115,000 | 294,000 | 612,000 | 737,000 |
| Noninterest expense | 599,000 | 1,178,000 | 1,772,000 | 2,394,000 |
| Provision for loan losses | 0 | 70,000 | 100,000 | 100,000 |
| Pretax income | 347,000 | 739,000 | 1,305,000 | 1,684,000 |
| Income tax | 91,000 | 216,000 | 403,000 | 542,000 |
| Net income | 256,000 | 523,000 | 902,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,352,000 | 12,544,000 | 12,923,000 | 13,088,000 |
| Total capital | 13,099,000 | 13,359,000 | 13,771,000 | 13,939,000 |
| Risk-weighted assets | 67,427,000 | 68,971,000 | 69,387,000 | 71,685,000 |