Call reports 2012
FIRST NATIONAL BANK AT DARLINGTON — 2012
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,233,000 | 91,010,000 | 92,994,000 | 103,496,000 |
| Total loans | 48,502,000 | 51,604,000 | 54,340,000 | 54,386,000 |
| Allowance for loan losses | 769,000 | 770,000 | 762,000 | 747,000 |
| Securities available for sale | 30,923,000 | 27,580,000 | 27,274,000 | 26,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,752,000 | 78,439,000 | 80,018,000 | 90,437,000 |
| Interest-bearing deposits | 71,262,000 | 71,198,000 | 71,680,000 | 78,975,000 |
| Noninterest-bearing deposits | 7,490,000 | 7,241,000 | 8,338,000 | 11,462,000 |
| Equity capital | 12,037,000 | 12,205,000 | 12,544,000 | 12,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 966,000 | 1,959,000 | 2,939,000 | 3,962,000 |
| Interest expense | 210,000 | 405,000 | 591,000 | 761,000 |
| Net interest income | 756,000 | 1,554,000 | 2,348,000 | 3,201,000 |
| Noninterest income | 100,000 | 211,000 | 344,000 | 474,000 |
| Noninterest expense | 574,000 | 1,137,000 | 1,709,000 | 2,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 282,000 | 628,000 | 983,000 | 1,391,000 |
| Income tax | 62,000 | 169,000 | 269,000 | 395,000 |
| Net income | 220,000 | 459,000 | 714,000 | 996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,465,000 | 11,633,000 | 11,889,000 | 12,096,000 |
| Total capital | 12,235,000 | 12,403,000 | 12,651,000 | 12,843,000 |
| Risk-weighted assets | 61,711,000 | 64,150,000 | 65,815,000 | 64,648,000 |