Call reports 2011
FIRST NATIONAL BANK AT DARLINGTON — 2011
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,012,000 | 89,717,000 | 88,215,000 | 93,054,000 |
| Total loans | 49,874,000 | 50,138,000 | 49,678,000 | 47,638,000 |
| Allowance for loan losses | 713,000 | 718,000 | 683,000 | 769,000 |
| Securities available for sale | 31,435,000 | 28,338,000 | 27,863,000 | 37,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,767,000 | 78,037,000 | 76,160,000 | 79,164,000 |
| Interest-bearing deposits | 70,942,000 | 71,280,000 | 70,193,000 | 71,076,000 |
| Noninterest-bearing deposits | 6,825,000 | 6,757,000 | 5,967,000 | 8,088,000 |
| Equity capital | 11,010,000 | 11,327,000 | 11,636,000 | 11,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,030,000 | 3,023,000 | 4,030,000 |
| Interest expense | 261,000 | 512,000 | 746,000 | 965,000 |
| Net interest income | 765,000 | 1,518,000 | 2,277,000 | 3,065,000 |
| Noninterest income | 96,000 | 209,000 | 317,000 | 432,000 |
| Noninterest expense | 565,000 | 1,106,000 | 1,641,000 | 2,164,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 296,000 | 621,000 | 953,000 | 1,233,000 |
| Income tax | 68,000 | 167,000 | 262,000 | 339,000 |
| Net income | 228,000 | 454,000 | 691,000 | 894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,724,000 | 10,880,000 | 11,117,000 | 11,245,000 |
| Total capital | 11,437,000 | 11,598,000 | 11,800,000 | 11,973,000 |
| Risk-weighted assets | 59,196,000 | 61,926,000 | 61,340,000 | 58,203,000 |