Call reports 2010
FIRST NATIONAL BANK AT DARLINGTON — 2010
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 83,601,000 | 85,852,000 | 85,236,000 | 90,056,000 |
| Total loans | 48,835,000 | 50,139,000 | 50,639,000 | 50,004,000 |
| Allowance for loan losses | 644,000 | 629,000 | 645,000 | 720,000 |
| Securities available for sale | 22,849,000 | 26,641,000 | 25,555,000 | 25,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,088,000 | 75,065,000 | 73,950,000 | 79,110,000 |
| Interest-bearing deposits | 68,096,000 | 69,121,000 | 68,616,000 | 72,083,000 |
| Noninterest-bearing deposits | 4,992,000 | 5,944,000 | 5,334,000 | 7,027,000 |
| Equity capital | 10,316,000 | 10,514,000 | 10,878,000 | 10,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,013,000 | 3,041,000 | 4,096,000 |
| Interest expense | 347,000 | 673,000 | 986,000 | 1,278,000 |
| Net interest income | 647,000 | 1,340,000 | 2,055,000 | 2,818,000 |
| Noninterest income | 97,000 | 216,000 | 331,000 | 438,000 |
| Noninterest expense | 542,000 | 1,084,000 | 1,604,000 | 2,122,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 197,000 |
| Pretax income | 184,000 | 436,000 | 728,000 | 937,000 |
| Income tax | 25,000 | 88,000 | 174,000 | 221,000 |
| Net income | 159,000 | 348,000 | 554,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,079,000 | 10,208,000 | 10,414,000 | 10,495,000 |
| Total capital | 10,723,000 | 10,837,000 | 11,059,000 | 11,215,000 |
| Risk-weighted assets | 59,663,000 | 58,796,000 | 59,815,000 | 64,493,000 |