Call reports 2008
FIRST NATIONAL BANK AT DARLINGTON — 2008
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 79,019,000 | 77,348,000 | 77,331,000 | 77,271,000 |
| Total loans | 41,717,000 | 43,375,000 | 46,722,000 | 46,132,000 |
| Allowance for loan losses | 634,000 | 656,000 | 664,000 | 706,000 |
| Securities available for sale | 17,816,000 | 20,010,000 | 18,220,000 | 21,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,239,000 | 67,739,000 | 67,646,000 | 67,301,000 |
| Interest-bearing deposits | 62,187,000 | 62,433,000 | 61,821,000 | 61,027,000 |
| Noninterest-bearing deposits | 7,052,000 | 5,306,000 | 5,825,000 | 6,274,000 |
| Equity capital | 9,383,000 | 9,256,000 | 9,441,000 | 9,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,173,000 | 3,220,000 | 4,249,000 |
| Interest expense | 572,000 | 1,083,000 | 1,567,000 | 2,030,000 |
| Net interest income | 526,000 | 1,090,000 | 1,653,000 | 2,219,000 |
| Noninterest income | 106,000 | 220,000 | 344,000 | 456,000 |
| Noninterest expense | 454,000 | 923,000 | 1,398,000 | 1,845,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 97,000 |
| Pretax income | 160,000 | 351,000 | 545,000 | 733,000 |
| Income tax | 24,000 | 84,000 | 135,000 | 182,000 |
| Net income | 136,000 | 267,000 | 410,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,119,000 | 9,190,000 | 9,333,000 | 9,414,000 |
| Total capital | 9,753,000 | 9,846,000 | 9,997,000 | 10,088,000 |
| Risk-weighted assets | 59,408,000 | 56,177,000 | 57,530,000 | 53,934,000 |