Call reports 2006
FIRST NATIONAL BANK AT DARLINGTON — 2006
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 67,517,000 | 66,384,000 | 66,115,000 | 73,846,000 |
| Total loans | 43,413,000 | 40,178,000 | 40,243,000 | 39,580,000 |
| Allowance for loan losses | 470,000 | 523,000 | 539,000 | 572,000 |
| Securities available for sale | 18,512,000 | 17,798,000 | 16,736,000 | 19,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,125,000 | 57,977,000 | 57,404,000 | 64,918,000 |
| Interest-bearing deposits | 53,382,000 | 52,704,000 | 52,724,000 | 57,224,000 |
| Noninterest-bearing deposits | 5,743,000 | 5,273,000 | 4,680,000 | 7,694,000 |
| Equity capital | 8,067,000 | 8,080,000 | 8,346,000 | 8,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,875,000 | 2,914,000 | 3,978,000 |
| Interest expense | 398,000 | 833,000 | 1,305,000 | 1,792,000 |
| Net interest income | 537,000 | 1,042,000 | 1,609,000 | 2,186,000 |
| Noninterest income | 100,000 | 208,000 | 344,000 | 463,000 |
| Noninterest expense | 451,000 | 904,000 | 1,344,000 | 1,749,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 171,000 | 284,000 | 532,000 | 808,000 |
| Income tax | 28,000 | 55,000 | 130,000 | 207,000 |
| Net income | 143,000 | 229,000 | 402,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,124,000 | 8,161,000 | 8,334,000 | 8,482,000 |
| Total capital | 8,594,000 | 8,684,000 | 8,873,000 | 9,054,000 |
| Risk-weighted assets | 48,532,000 | 48,052,000 | 48,271,000 | 51,420,000 |