Call reports 2003
FIRST NATIONAL BANK AT DARLINGTON — 2003
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 58,193,000 | 59,397,000 | 59,024,000 | 62,076,000 |
| Total loans | 31,829,000 | 33,361,000 | 33,589,000 | 33,931,000 |
| Allowance for loan losses | 386,000 | 406,000 | 420,000 | 436,000 |
| Securities available for sale | 16,718,000 | 16,287,000 | 19,704,000 | 20,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,499,000 | 51,503,000 | 51,293,000 | 54,242,000 |
| Interest-bearing deposits | 46,025,000 | 46,877,000 | 46,794,000 | 47,197,000 |
| Noninterest-bearing deposits | 4,474,000 | 4,626,000 | 4,499,000 | 7,045,000 |
| Equity capital | 7,220,000 | 7,410,000 | 7,391,000 | 7,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,504,000 | 2,263,000 | 3,022,000 |
| Interest expense | 273,000 | 562,000 | 839,000 | 1,101,000 |
| Net interest income | 476,000 | 942,000 | 1,424,000 | 1,921,000 |
| Noninterest income | 90,000 | 197,000 | 306,000 | 403,000 |
| Noninterest expense | 381,000 | 797,000 | 1,180,000 | 1,560,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 170,000 | 312,000 | 505,000 | 730,000 |
| Income tax | 26,000 | 42,000 | 80,000 | 138,000 |
| Net income | 144,000 | 270,000 | 425,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,755,000 | 6,832,000 | 6,987,000 | 7,104,000 |
| Total capital | 7,141,000 | 7,238,000 | 7,407,000 | 7,540,000 |
| Risk-weighted assets | 42,938,000 | 45,112,000 | 41,686,000 | 41,398,000 |
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