Call reports 2002
FIRST NATIONAL BANK AT DARLINGTON — 2002
What FIRST NATIONAL BANK AT DARLINGTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,837,000 | 53,275,000 | 52,647,000 | 54,996,000 |
| Total loans | 29,240,000 | 29,809,000 | 30,389,000 | 31,584,000 |
| Allowance for loan losses | 348,000 | 360,000 | 372,000 | 381,000 |
| Securities available for sale | 17,907,000 | 16,305,000 | 17,722,000 | 17,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,141,000 | 46,216,000 | 45,171,000 | 47,511,000 |
| Interest-bearing deposits | 41,940,000 | 42,459,000 | 40,878,000 | 42,789,000 |
| Noninterest-bearing deposits | 3,201,000 | 3,757,000 | 4,293,000 | 4,722,000 |
| Equity capital | 6,309,000 | 6,562,000 | 6,933,000 | 6,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,578,000 | 2,357,000 | 3,132,000 |
| Interest expense | 352,000 | 680,000 | 989,000 | 1,280,000 |
| Net interest income | 445,000 | 898,000 | 1,368,000 | 1,852,000 |
| Noninterest income | 74,000 | 171,000 | 267,000 | 366,000 |
| Noninterest expense | 356,000 | 735,000 | 1,090,000 | 1,446,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 151,000 | 310,000 | 509,000 | 724,000 |
| Income tax | 23,000 | 49,000 | 87,000 | 137,000 |
| Net income | 128,000 | 261,000 | 422,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,242,000 | 6,330,000 | 6,491,000 | 6,611,000 |
| Total capital | 6,590,000 | 6,690,000 | 6,863,000 | 6,992,000 |
| Risk-weighted assets | 36,976,000 | 38,837,000 | 37,396,000 | 39,036,000 |