Call reports 2001
NORTHSTAR BANK, NATIONAL ASSOCIATION — 2001
What NORTHSTAR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,771,000 | 47,895,000 | 50,948,000 | 64,600,000 |
| Total loans | 22,868,000 | 31,568,000 | 40,417,000 | 50,652,000 |
| Allowance for loan losses | 355,000 | 385,000 | 490,000 | 535,000 |
| Securities available for sale | 1,517,000 | 3,293,000 | 2,281,000 | 2,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,238,000 | 39,605,000 | 43,140,000 | 53,450,000 |
| Interest-bearing deposits | 25,205,000 | 35,683,000 | 37,322,000 | 47,781,000 |
| Noninterest-bearing deposits | 2,033,000 | 3,922,000 | 5,818,000 | 5,669,000 |
| Equity capital | 6,962,000 | 6,883,000 | 6,741,000 | 10,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,373,000 | 2,226,000 | 3,129,000 |
| Interest expense | 314,000 | 756,000 | 1,261,000 | 1,778,000 |
| Net interest income | 291,000 | 617,000 | 965,000 | 1,351,000 |
| Noninterest income | 5,000 | 12,000 | 28,000 | 47,000 |
| Noninterest expense | 304,000 | 686,000 | 1,091,000 | 1,663,000 |
| Provision for loan losses | 15,000 | 45,000 | 150,000 | 195,000 |
| Pretax income | 4,000 | -60,000 | -200,000 | -412,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | 4,000 | -63,000 | -203,000 | -415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,935,000 | 6,868,000 | 6,729,000 | 10,217,000 |
| Total capital | 7,246,000 | 7,253,000 | 7,219,000 | 10,752,000 |
| Risk-weighted assets | 24,765,000 | 33,247,000 | 42,005,000 | 52,485,000 |