Call reports 2006
GEORGE STATE BANK — 2006
What GEORGE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,855,000 | 42,843,000 | 41,384,000 | 45,903,000 |
| Total loans | 30,204,000 | 30,732,000 | 29,637,000 | 28,664,000 |
| Allowance for loan losses | 411,000 | 410,000 | 411,000 | 355,000 |
| Securities available for sale | 10,429,000 | 9,895,000 | 9,622,000 | 8,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,609,000 | 36,360,000 | 35,589,000 | 42,314,000 |
| Interest-bearing deposits | 32,221,000 | 31,559,000 | 30,722,000 | 33,590,000 |
| Noninterest-bearing deposits | 5,388,000 | 4,801,000 | 4,867,000 | 8,724,000 |
| Equity capital | 3,291,000 | 3,379,000 | 3,574,000 | 3,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,291,000 | 1,969,000 | 2,642,000 |
| Interest expense | 227,000 | 488,000 | 776,000 | 1,061,000 |
| Net interest income | 394,000 | 803,000 | 1,193,000 | 1,581,000 |
| Noninterest income | 38,000 | 74,000 | 114,000 | 151,000 |
| Noninterest expense | 226,000 | 463,000 | 713,000 | 1,002,000 |
| Provision for loan losses | 0 | 0 | 0 | -66,000 |
| Pretax income | 206,000 | 407,000 | 587,000 | 789,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 34,000 |
| Net income | 197,000 | 389,000 | 560,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,528,000 | 3,645,000 | 3,714,000 | 3,486,000 |
| Total capital | 3,939,000 | 4,055,000 | 4,125,000 | 3,841,000 |
| Risk-weighted assets | 33,536,000 | 34,190,000 | 32,862,000 | 32,957,000 |