Call reports 2001
GEORGE STATE BANK — 2001
What GEORGE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,926,000 | 41,509,000 | 41,703,000 | 43,332,000 |
| Total loans | 26,143,000 | 28,311,000 | 27,878,000 | 25,946,000 |
| Allowance for loan losses | 416,000 | 416,000 | 397,000 | 413,000 |
| Securities available for sale | 12,180,000 | 10,650,000 | 10,924,000 | 12,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,841,000 | 36,973,000 | 37,067,000 | 38,957,000 |
| Interest-bearing deposits | 34,139,000 | 33,325,000 | 33,256,000 | 33,579,000 |
| Noninterest-bearing deposits | 3,702,000 | 3,648,000 | 3,811,000 | 5,378,000 |
| Equity capital | 3,727,000 | 3,904,000 | 4,248,000 | 3,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,660,000 | 2,490,000 | 3,273,000 |
| Interest expense | 418,000 | 820,000 | 1,202,000 | 1,520,000 |
| Net interest income | 416,000 | 840,000 | 1,288,000 | 1,753,000 |
| Noninterest income | 36,000 | 71,000 | 109,000 | 156,000 |
| Noninterest expense | 226,000 | 449,000 | 682,000 | 959,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 228,000 | 464,000 | 717,000 | 927,000 |
| Income tax | 12,000 | 24,000 | 35,000 | 48,000 |
| Net income | 216,000 | 440,000 | 682,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,563,000 | 3,712,000 | 3,879,000 | 3,401,000 |
| Total capital | 3,979,000 | 4,128,000 | 4,276,000 | 3,814,000 |
| Risk-weighted assets | 34,058,000 | 35,477,000 | 34,892,000 | 33,565,000 |