Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 43,155,000 | 43,849,000 | 42,724,000 | 42,749,000 |
| Total loans | 32,760,000 | 31,897,000 | 32,491,000 | 32,489,000 |
| Allowance for loan losses | 344,000 | 326,000 | 331,000 | 345,000 |
| Securities available for sale | 3,223,000 | 3,625,000 | 3,042,000 | 3,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,569,000 | 37,283,000 | 36,042,000 | 36,102,000 |
| Interest-bearing deposits | 27,786,000 | 28,288,000 | 27,914,000 | 27,579,000 |
| Noninterest-bearing deposits | 8,783,000 | 8,995,000 | 8,128,000 | 8,523,000 |
| Equity capital | 6,382,000 | 6,494,000 | 6,520,000 | 6,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,110,000 | 1,660,000 | 2,212,000 |
| Interest expense | 106,000 | 202,000 | 290,000 | 370,000 |
| Net interest income | 452,000 | 908,000 | 1,370,000 | 1,842,000 |
| Noninterest income | 87,000 | 174,000 | 259,000 | 344,000 |
| Noninterest expense | 364,000 | 721,000 | 1,083,000 | 1,434,000 |
| Provision for loan losses | 9,000 | 18,000 | 37,000 | 56,000 |
| Pretax income | 166,000 | 343,000 | 509,000 | 696,000 |
| Income tax | 54,000 | 112,000 | 166,000 | 227,000 |
| Net income | 112,000 | 231,000 | 343,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,317,000 | 6,436,000 | 6,452,000 | 6,578,000 |
| Total capital | 6,656,000 | 6,758,000 | 6,782,000 | 6,909,000 |
| Risk-weighted assets | 27,099,000 | 25,758,000 | 26,362,000 | 26,440,000 |