Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,130,000 | 41,557,000 | 41,081,000 | 42,661,000 |
| Total loans | 30,932,000 | 32,226,000 | 32,683,000 | 33,200,000 |
| Allowance for loan losses | 355,000 | 358,000 | 330,000 | 335,000 |
| Securities available for sale | 4,796,000 | 4,003,000 | 2,921,000 | 2,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,791,000 | 35,254,000 | 34,643,000 | 36,262,000 |
| Interest-bearing deposits | 26,599,000 | 27,265,000 | 27,145,000 | 28,409,000 |
| Noninterest-bearing deposits | 9,192,000 | 7,989,000 | 7,498,000 | 7,853,000 |
| Equity capital | 6,122,000 | 6,213,000 | 6,253,000 | 6,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,166,000 | 1,739,000 | 2,317,000 |
| Interest expense | 145,000 | 275,000 | 397,000 | 514,000 |
| Net interest income | 438,000 | 891,000 | 1,342,000 | 1,803,000 |
| Noninterest income | 77,000 | 155,000 | 237,000 | 324,000 |
| Noninterest expense | 350,000 | 698,000 | 1,063,000 | 1,430,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 45,000 |
| Pretax income | 156,000 | 330,000 | 489,000 | 652,000 |
| Income tax | 53,000 | 110,000 | 163,000 | 216,000 |
| Net income | 103,000 | 220,000 | 326,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,065,000 | 6,181,000 | 6,191,000 | 6,301,000 |
| Total capital | 6,394,000 | 6,519,000 | 6,521,000 | 6,636,000 |
| Risk-weighted assets | 26,328,000 | 26,999,000 | 27,118,000 | 26,930,000 |