Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,106,000 | 38,368,000 | 38,921,000 | 37,052,000 |
| Total loans | 27,996,000 | 28,817,000 | 28,469,000 | 28,722,000 |
| Allowance for loan losses | 307,000 | 317,000 | 312,000 | 323,000 |
| Securities available for sale | 5,548,000 | 6,452,000 | 6,485,000 | 6,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,493,000 | 32,731,000 | 33,198,000 | 31,193,000 |
| Interest-bearing deposits | 25,440,000 | 25,705,000 | 25,177,000 | 23,906,000 |
| Noninterest-bearing deposits | 8,053,000 | 7,026,000 | 8,021,000 | 7,287,000 |
| Equity capital | 5,500,000 | 5,575,000 | 5,659,000 | 5,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,234,000 | 1,870,000 | 2,498,000 |
| Interest expense | 196,000 | 402,000 | 610,000 | 806,000 |
| Net interest income | 408,000 | 832,000 | 1,260,000 | 1,692,000 |
| Noninterest income | 83,000 | 165,000 | 252,000 | 333,000 |
| Noninterest expense | 316,000 | 634,000 | 942,000 | 1,263,000 |
| Provision for loan losses | 9,000 | 18,000 | 29,000 | 38,000 |
| Pretax income | 166,000 | 345,000 | 541,000 | 724,000 |
| Income tax | 56,000 | 116,000 | 184,000 | 249,000 |
| Net income | 110,000 | 229,000 | 357,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,486,000 | 5,604,000 | 5,637,000 | 5,755,000 |
| Total capital | 5,793,000 | 5,918,000 | 5,949,000 | 6,055,000 |
| Risk-weighted assets | 25,039,000 | 25,097,000 | 24,967,000 | 23,973,000 |