Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,470,000 | 38,442,000 | 37,898,000 | 38,322,000 |
| Total loans | 25,767,000 | 26,893,000 | 26,864,000 | 26,937,000 |
| Allowance for loan losses | 303,000 | 301,000 | 290,000 | 296,000 |
| Securities available for sale | 7,620,000 | 8,500,000 | 7,147,000 | 6,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,174,000 | 33,152,000 | 32,511,000 | 32,798,000 |
| Interest-bearing deposits | 26,007,000 | 25,944,000 | 25,354,000 | 24,715,000 |
| Noninterest-bearing deposits | 7,167,000 | 7,208,000 | 7,157,000 | 8,083,000 |
| Equity capital | 5,204,000 | 5,250,000 | 5,342,000 | 5,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,063,000 | 1,639,000 | 2,239,000 |
| Interest expense | 139,000 | 301,000 | 474,000 | 663,000 |
| Net interest income | 369,000 | 762,000 | 1,165,000 | 1,576,000 |
| Noninterest income | 87,000 | 169,000 | 254,000 | 340,000 |
| Noninterest expense | 276,000 | 555,000 | 847,000 | 1,141,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 37,000 |
| Pretax income | 171,000 | 358,000 | 545,000 | 738,000 |
| Income tax | 58,000 | 121,000 | 185,000 | 251,000 |
| Net income | 113,000 | 237,000 | 360,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,242,000 | 5,317,000 | 5,344,000 | 5,472,000 |
| Total capital | 5,533,000 | 5,614,000 | 5,634,000 | 5,768,000 |
| Risk-weighted assets | 23,274,000 | 23,748,000 | 23,506,000 | 24,448,000 |