Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,178,000 | 33,793,000 | 33,255,000 | 34,247,000 |
| Total loans | 21,614,000 | 22,187,000 | 22,673,000 | 24,525,000 |
| Allowance for loan losses | 329,000 | 342,000 | 349,000 | 338,000 |
| Securities available for sale | 4,155,000 | 7,450,000 | 7,473,000 | 7,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,608,000 | 29,242,000 | 28,580,000 | 29,503,000 |
| Interest-bearing deposits | 21,516,000 | 21,755,000 | 21,300,000 | 21,444,000 |
| Noninterest-bearing deposits | 7,092,000 | 7,487,000 | 7,280,000 | 8,059,000 |
| Equity capital | 4,498,000 | 4,531,000 | 4,648,000 | 4,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 419,000 | 830,000 | 1,258,000 | 1,703,000 |
| Interest expense | 62,000 | 124,000 | 190,000 | 262,000 |
| Net interest income | 357,000 | 706,000 | 1,068,000 | 1,441,000 |
| Noninterest income | 78,000 | 147,000 | 222,000 | 319,000 |
| Noninterest expense | 267,000 | 531,000 | 796,000 | 1,077,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 38,000 |
| Pretax income | 159,000 | 304,000 | 467,000 | 645,000 |
| Income tax | 53,000 | 103,000 | 159,000 | 219,000 |
| Net income | 106,000 | 201,000 | 308,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,480,000 | 4,575,000 | 4,634,000 | 4,753,000 |
| Total capital | 4,728,000 | 4,828,000 | 4,892,000 | 5,032,000 |
| Risk-weighted assets | 19,729,000 | 20,160,000 | 20,519,000 | 22,277,000 |