Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,676,000 | 32,759,000 | 33,831,000 | 32,337,000 |
| Total loans | 19,291,000 | 19,846,000 | 20,434,000 | 20,281,000 |
| Allowance for loan losses | 257,000 | 287,000 | 289,000 | 273,000 |
| Securities available for sale | 8,676,000 | 8,089,000 | 8,002,000 | 8,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,694,000 | 28,701,000 | 29,713,000 | 28,121,000 |
| Interest-bearing deposits | 22,946,000 | 22,597,000 | 22,949,000 | 22,743,000 |
| Noninterest-bearing deposits | 6,748,000 | 6,104,000 | 6,764,000 | 5,378,000 |
| Equity capital | 3,879,000 | 4,025,000 | 4,083,000 | 4,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 966,000 | 1,451,000 | 1,927,000 |
| Interest expense | 157,000 | 300,000 | 441,000 | 574,000 |
| Net interest income | 326,000 | 666,000 | 1,010,000 | 1,353,000 |
| Noninterest income | 49,000 | 152,000 | 198,000 | 203,000 |
| Noninterest expense | 223,000 | 457,000 | 696,000 | 965,000 |
| Provision for loan losses | 9,000 | 54,000 | 63,000 | 72,000 |
| Pretax income | 143,000 | 307,000 | 449,000 | 519,000 |
| Income tax | 49,000 | 104,000 | 153,000 | 178,000 |
| Net income | 94,000 | 203,000 | 296,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,836,000 | 3,945,000 | 3,991,000 | 4,036,000 |
| Total capital | 4,072,000 | 4,180,000 | 4,236,000 | 4,275,000 |
| Risk-weighted assets | 18,891,000 | 18,723,000 | 19,548,000 | 19,125,000 |