Call reports 2006
FULTON COUNTY NATIONAL BANK AND TRUST COMPANY, THE — 2006
What FULTON COUNTY NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 139,522,000 | 122,584,000 |
| Total loans | 80,341,000 | 75,605,000 |
| Allowance for loan losses | 1,389,000 | 1,407,000 |
| Securities available for sale | 33,403,000 | 100,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 108,142,000 | 106,881,000 |
| Interest-bearing deposits | 89,556,000 | 88,477,000 |
| Noninterest-bearing deposits | 18,586,000 | 18,404,000 |
| Equity capital | 14,620,000 | 13,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 1,836,000 | 3,809,000 |
| Interest expense | 792,000 | 1,610,000 |
| Net interest income | 1,044,000 | 2,199,000 |
| Noninterest income | 156,000 | 339,000 |
| Noninterest expense | 1,202,000 | 2,952,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -2,000 | -1,538,000 |
| Income tax | -50,000 | -50,000 |
| Net income | 48,000 | -1,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 15,137,000 | 13,602,000 |
| Total capital | 16,212,000 | 15,009,000 |
| Risk-weighted assets | 85,652,000 | 119,809,000 |