Call reports 2001
FULTON COUNTY NATIONAL BANK AND TRUST COMPANY, THE — 2001
What FULTON COUNTY NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 136,057,000 | 143,774,000 | 151,612,000 | 150,677,000 |
| Total loans | 104,637,000 | 104,828,000 | 106,659,000 | 104,479,000 |
| Allowance for loan losses | 876,000 | 868,000 | 845,000 | 845,000 |
| Securities available for sale | 17,944,000 | 24,176,000 | 27,988,000 | 30,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,364,000 | 113,037,000 | 120,407,000 | 117,043,000 |
| Interest-bearing deposits | 94,082,000 | 101,029,000 | 106,116,000 | 103,553,000 |
| Noninterest-bearing deposits | 11,282,000 | 12,008,000 | 14,291,000 | 13,490,000 |
| Equity capital | 14,376,000 | 14,553,000 | 14,962,000 | 15,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,575,000 | 5,064,000 | 7,680,000 | 10,200,000 |
| Interest expense | 1,385,000 | 2,758,000 | 4,134,000 | 5,432,000 |
| Net interest income | 1,190,000 | 2,306,000 | 3,546,000 | 4,768,000 |
| Noninterest income | 136,000 | 291,000 | 437,000 | 594,000 |
| Noninterest expense | 851,000 | 1,702,000 | 2,573,000 | 3,430,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 470,000 | 906,000 | 1,421,000 | 1,974,000 |
| Income tax | 117,000 | 204,000 | 317,000 | 440,000 |
| Net income | 353,000 | 702,000 | 1,104,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,181,000 | 14,307,000 | 14,859,000 | 15,124,000 |
| Total capital | 15,057,000 | 15,175,000 | 15,704,000 | 15,969,000 |
| Risk-weighted assets | 102,766,000 | 107,864,000 | 110,498,000 | 109,115,000 |