Call reports 2020
STEUBEN TRUST COMPANY — 2020
What STEUBEN TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 570,863,000 |
| Total loans | 324,551,000 |
| Allowance for loan losses | 4,165,000 |
| Securities available for sale | 176,957,000 |
| Securities held to maturity | 4,816,000 |
| Trading assets | 0 |
| Total deposits | 485,443,000 |
| Interest-bearing deposits | 355,883,000 |
| Noninterest-bearing deposits | 129,560,000 |
| Equity capital | 70,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 5,462,000 |
| Interest expense | 575,000 |
| Net interest income | 4,887,000 |
| Noninterest income | 965,000 |
| Noninterest expense | 3,855,000 |
| Provision for loan losses | -19,000 |
| Pretax income | 2,016,000 |
| Income tax | 374,000 |
| Net income | 1,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 69,671,000 |