Call report 2015Q4
STEUBEN TRUST COMPANY — 2015Q4
The 22 measures STEUBEN TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 489,956,000 | USD | evidence → |
| Total loans | 280,758,000 | USD | evidence → |
| Allowance for loan losses | 3,290,000 | USD | evidence → |
| Securities available for sale | 176,208,000 | USD | evidence → |
| Securities held to maturity | 4,506,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 395,245,000 | USD | evidence → |
| Interest-bearing deposits | 296,727,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,518,000 | USD | evidence → |
| Equity capital | 50,435,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,338,000 | USD | evidence → |
| Interest expense | 998,000 | USD | evidence → |
| Net interest income | 16,340,000 | USD | evidence → |
| Noninterest income | 4,419,000 | USD | evidence → |
| Noninterest expense | 13,506,000 | USD | evidence → |
| Provision for loan losses | 310,000 | USD | evidence → |
| Pretax income | 7,025,000 | USD | evidence → |
| Income tax | 1,879,000 | USD | evidence → |
| Net income | 5,146,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,287,000 | USD | evidence → |
| Total capital | 53,577,000 | USD | evidence → |
| Risk-weighted assets | 314,762,000 | USD | evidence → |