Call report 2014Q4
STEUBEN TRUST COMPANY — 2014Q4
The 22 measures STEUBEN TRUST COMPANY reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 474,949,000 | USD | evidence → |
| Total loans | 268,958,000 | USD | evidence → |
| Allowance for loan losses | 3,100,000 | USD | evidence → |
| Securities available for sale | 165,678,000 | USD | evidence → |
| Securities held to maturity | 9,302,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 384,029,000 | USD | evidence → |
| Interest-bearing deposits | 285,930,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,099,000 | USD | evidence → |
| Equity capital | 47,124,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,498,000 | USD | evidence → |
| Interest expense | 1,029,000 | USD | evidence → |
| Net interest income | 15,469,000 | USD | evidence → |
| Noninterest income | 4,637,000 | USD | evidence → |
| Noninterest expense | 12,995,000 | USD | evidence → |
| Provision for loan losses | 357,000 | USD | evidence → |
| Pretax income | 6,951,000 | USD | evidence → |
| Income tax | 2,013,000 | USD | evidence → |
| Net income | 4,892,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,636,000 | USD | evidence → |
| Total capital | 49,736,000 | USD | evidence → |
| Risk-weighted assets | 279,879,000 | USD | evidence → |