Call report 2004Q4
STEUBEN TRUST COMPANY — 2004Q4
The 22 measures STEUBEN TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 290,853,000 | USD | evidence → |
| Total loans | 174,874,000 | USD | evidence → |
| Allowance for loan losses | 2,190,000 | USD | evidence → |
| Securities available for sale | 79,317,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 255,909,000 | USD | evidence → |
| Interest-bearing deposits | 207,111,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,798,000 | USD | evidence → |
| Equity capital | 24,792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,428,000 | USD | evidence → |
| Interest expense | 2,640,000 | USD | evidence → |
| Net interest income | 11,788,000 | USD | evidence → |
| Noninterest income | 3,535,000 | USD | evidence → |
| Noninterest expense | 11,233,000 | USD | evidence → |
| Provision for loan losses | 762,000 | USD | evidence → |
| Pretax income | 3,356,000 | USD | evidence → |
| Income tax | 997,000 | USD | evidence → |
| Net income | 2,359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,873,000 | USD | evidence → |
| Total capital | 26,063,000 | USD | evidence → |
| Risk-weighted assets | 178,857,000 | USD | evidence → |
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